Planning to study in Australia in 2025–26? Understanding the Study in Australia Total cost is essential for international students looking to pursue education Down Under. This comprehensive guide breaks down all key expenses from tuition to daily living to help you create a realistic budget and plan your study journey with confidence. With current data, clear explanations, and links to trusted sources, this guide makes complex information easy to understand.
The Study in Australia Total cost varies based on your study level (undergraduate, postgraduate, vocational), the city you choose, your lifestyle, and whether you get scholarships or work part-time. On average, you can expect to spend between AUD 38,000 and AUD 75,000 per year, including tuition fees, rent, food, transport, health insurance, and living expenses. This guide tells you what those costs look like in 2025–26 and offers tips to save money without compromising your studies.
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A Step-by-Step Guide to the Study in Australia Total Cost in 2025-26
1. Cost to Study in Australian Leading Universities
When planning your higher education journey, understanding the Study in Australia Total cost at top universities is essential. Australia is home to some of the world’s best universities, including the University of Melbourne, Australian National University (ANU), and the University of Sydney. While tuition fees may vary depending on the course and university, the overall cost of studying in Australia for international students includes tuition, living expenses, health insurance, and other essential costs. Living in major cities like Sydney or Melbourne typically means higher rent and daily expenses, while cities like Adelaide or Brisbane may be more affordable. Understanding the Study in Australia Total cost at each university helps students make informed decisions and prepare financially for their studies.
2. Tuition Fees at Public Universities
Understanding tuition fees is a key part of planning the Study in Australia Total cost. Public universities in Australia offer world-class education and are often more affordable than private institutions. However, international students still pay higher fees than domestic students. The actual tuition cost varies based on the course, university, and degree level (undergraduate or postgraduate).
For the academic year 2025–26, international students at public universities in Australia can expect the following tuition ranges:
| Degree Level | Estimated Tuition Fees (Per Year) |
|---|---|
| Undergraduate | AUD 25,000 – 45,000 |
| Postgraduate | AUD 28,000 – 50,000 |
| Doctoral Programs | AUD 20,000 – 42,000 |
3. Tuition Fees at Private Universities
When calculating the Study in Australia Total cost, tuition fees at private universities often represent a significant part of the budget. Compared to public universities, private institutions in Australia generally have higher tuition fees, reflecting their specialized programs, smaller class sizes, and sometimes more personalized learning experiences.
For the 2025–26 academic year, international students at private universities can expect tuition fees in the range of:
| Degree Level | Estimated Tuition Fees (Per Year) |
|---|---|
| Undergraduate | AUD 35,000 – 55,000 |
| Postgraduate | AUD 38,000 – 60,000 |
| Doctoral Programs | AUD 30,000 – 50,000 |
4. Cost of Living in Australia
When calculating the Study in Australia Total cost, living expenses are a major factor that every international student should carefully consider. The cost of living can vary depending on the city, accommodation type, lifestyle, and personal choices.
| Expense Category | Average Cost (Per Year) | Average Cost (Per Month) |
|---|---|---|
| Accommodation | AUD 9,800 – 11,100 | AUD 800 – 925 |
| Food | AUD 3,000 – 7,200 | AUD 250 – 600 |
| Health Insurance (OSHC) | AUD 700 – 1,100 | N/A |
| Utilities (Electricity, Water, Trash) | AUD 1,200 – 1,800 | AUD 100 – 150 |
| Internet | AUD 540 – 600 | AUD 45 – 50 |
| Phone Subscription | AUD 600 | AUD 50 |
| Travel (Public Transport) | AUD 300 – 700 | AUD 25 – 60 |
| Books and Study Materials | AUD 900 – 2,000 | N/A |
| Clothing and Personal Expenses | AUD 500 | N/A |
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5. Cost to Study in Australia: City-wise Living Expenses
International students living in Australia need between 1,400 and 2,500 AUD/month to cover all their living expenses, including accommodation, food, and social activities. Keep in mind that when you apply for the student visa in Australia, you will need to prove you have the financial resources to live and study in the country.
Check the average budget you’ll need for some of the most popular student cities in Australia:
| City | Accommodation (Monthly) | Food (Monthly) | Transport (Monthly) | Utilities & Internet (Monthly) | Total Monthly Cost | Total Yearly Cost |
|---|---|---|---|---|---|---|
| Sydney | AUD 1,200 – 1,800 | AUD 400 – 600 | AUD 150 – 200 | AUD 150 – 200 | AUD 1,900 – 2,800 | AUD 22,800 – 33,600 |
| Melbourne | AUD 1,000 – 1,600 | AUD 350 – 550 | AUD 120 – 170 | AUD 140 – 190 | AUD 1,610 – 2,510 | AUD 19,320 – 30,120 |
| Brisbane | AUD 900 – 1,400 | AUD 350 – 500 | AUD 100 – 150 | AUD 130 – 180 | AUD 1,480 – 2,230 | AUD 17,760 – 26,760 |
| Perth | AUD 850 – 1,300 | AUD 350 – 500 | AUD 100 – 150 | AUD 130 – 180 | AUD 1,430 – 2,130 | AUD 17,160 – 25,560 |
| Adelaide | AUD 800 – 1,200 | AUD 300 – 450 | AUD 90 – 140 | AUD 120 – 170 | AUD 1,310 – 1,960 | AUD 15,720 – 23,520 |
| Canberra | AUD 900 – 1,400 | AUD 350 – 500 | AUD 100 – 150 | AUD 130 – 180 | AUD 1,480 – 2,230 | AUD 17,760 – 26,760 |
6. Available Scholarships for Studying in Australia
There are many scholarships and grants available to international students who want to study in Australia on our portal. Some of the main providers are the Australian Government, higher education institutions, and other public or private organisations.
Each scholarship provider is responsible for establishing the application criteria, but most financial aid opportunities are available to all international students.
- University of Sydney RTP Scholarship 2026 | Scholarships in Australia
- Australian Government Research Training Scholarship 2025-26
- Australia Awards Scholarship 2025 Complete Process
- Fully Funded Scholarships in Australia for International Students 2025
- Destination Australia Scholarships
- Australian Government Research Training Scholarship 2025-26
- AAUW International Fellowships
- University of Melbourne Graduate Research Scholarships
- Monash International Leadership Scholarship
- Australian National University (ANU) Scholarships
7. Visa and Application Fees
When planning your Study in Australia Total cost for 2025-26, it’s important to include visa and application fees in your budget. The Subclass 500 Student Visa application fee is approximately AUD 630, with additional costs possible for health checks, biometrics, and police clearances. University application fees typically range from AUD 50 to AUD 150 per program, while mandatory Overseas Student Health Cover (OSHC) costs between AUD 700 and AUD 1,100 per year. Also, fees for English language tests like IELTS or TOEFL, usually around AUD 300-400, should be considered. Including these expenses early in your financial planning helps ensure a smooth admission and visa process as part of your overall Study in Australia Total cost.
8. Taxes for Cost of Studying in Australia
When calculating your Study in Australia Total cost, it’s important to understand how taxes may affect your expenses. Generally, international students studying in Australia are not required to pay income tax on scholarships or grants received for their education. However, if you work while studying, your income may be subject to Australian income tax, which can impact your overall budget.
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9. Why Study in Australia?
Choosing where to study is one of the most important decisions for international students. When considering the Study in Australia Total cost, Australia offers exceptional value for quality education combined with a vibrant lifestyle. Known for its world-class universities, diverse cultural environment, and strong research facilities, Australia attracts students from all over the globe. The country’s safe and multicultural cities provide a welcoming environment, making it easier for international students to adapt and thrive. Additionally, Australia offers numerous scholarships, part-time work opportunities, and post-study work visas, which can help reduce the overall Study in Australia Total cost and support your career growth after graduation.
Frequently Asked Questions (FAQs)
How much is the Study in Australia Total cost per year?
Expect to pay between AUD 38,000 and 75,000 per year, covering tuition, living, insurance, and visa fees.
Do costs vary by location?
Yes. Sydney and Melbourne are costlier, while regional cities like Adelaide or Hobart are more affordable.
Can I work to offset costs?
Yes. International students can work up to 48 hours per fortnight during study enough to cover some living expenses.
Is health insurance expensive?
OSHC ranges from AUD 609 to 3,438 annually depending on provider and coverage.
What’s the cheapest way to live?
Choose shared housing, cook at home, and select city with lower living costs weekly budgets can be under AUD 300.
